Privacy Policy

Introduction This Privacy Policy describes how Get Mortgage Ready, Inc (GMR) collects and uses information from users of the Get Mortgage Ready website at http://www.getmortgageready.com (along with all subdomains), collectively, the “Site”.

Minors Get Mortgage Ready never knowingly collects or maintains information on the Site from anyone under 18 years old, and no part of our site is directed at or structured to attract anyone under 18 years old. Visitors younger than 18 years of age may NOT use the Site and must LEAVE immediately.

How we Collect and Use Non-Personally Identifying Information As is true of most Web sites, we gather Web server log file information automatically, including IP address, browser type, referring/exit pages, and operating system. We use this information to administer our Site, understand how visitors navigate through our Site and to enhance the customer experience while using our Site.

Information We Share We may share information submitted through our website forms to affiliates and to 3rd party partners when giving permission.

Cookies and Web Beacons Cookies and web beacons are very small text files that are stored on your computer when you visit certain web pages. Getmortgageready.com collects information through cookies and web beacons about your web browsing activities such as the address of the page you are visiting, the address of the referrer page you previously visited, the time you are viewing the page, your browsing environment and your display settings. We use cookies and web beacons on our Site to:

• Understand traffic patterns and the number of visitors to the Site

• Understand how you use and interact with the Site;

• Improve the getmortgageready.com products and services;

• Optimize your experience on our Site;

• Provide you relevant advertising and content; and properly manage our Site.

Please note that some cookies may be placed by a third party service provider who performs some of these functions for us. Other companies’ use of their cookies is subject to their own privacy policies, not this one. If you are concerned about cookies, most browsers permit individuals to decline cookies. A user refusing cookies can still fully navigate our Site.

How We Use Information.

• Deliver the products and services you requested;

• Manage your customer relationship and provide you with customer support;

• Research and analyze your use of, or interest in, our products, services and content and the products, services and content offered by others;

• Communicate with you via e-mail, telephone, postal mail and/or mobile devices about products or services that may be of interest to you;

• Develop and display content and services tailored to your interests on our website and other websites;

• Develop and deliver targeted advertisements;

• Measure the overall effectiveness of our online advertising, content, programming and other activities;

• Manage our business; and • Perform functions as described to you at the time of collection.

Financial Information

Depending on the service requested, we may use financial information to: match you with real estate agents, real estate brokers, or lenders, provide you with lenders’ conditional loan offers, as well as to verify your identity, protect against or identify possible fraudulent transactions, or otherwise as needed to manage our business.

Links to Other Web Sites

This Site may contain links to other sites owned by third parties. Your use of each of those sites is at your own risk and is subject to the terms of those sites. Getmortgageready.com has no control over sites that are not ours, and getmortgageready.com is not responsible for any changes to or content on them. Getmortgageready.com assumes no responsibility for the content of or services offered by linked third-party sites, and makes no representations regarding the accuracy of materials on third-party Web sites. Statements made on third-party web sites linked to or from this Site reflect only the views of their authors and not of getmortgageready.com. Getmortgageready.com’s inclusion on the Site of any third-party content or a link to a third-party site is not an endorsement of that content or third-party site.

With Whom Do We Share Your Information

Get Mortgage Ready business. We may share your information with affiliates of Get Mortgage Ready. Lenders or Matching Service Providers. In working with Get Mortgage Ready, if you choose to work with an affiliate company or a 3rd Party, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you signify your agreement to proceed you are consenting, acknowledging and agreeing to the disclosure of your Information, as described herein, with 3rd Party Lenders and / or Real Estate Companies in our network (“Lenders” “Realty Firms”) with whom you are or may be matched. NOTE THAT even if you do not provide your Social Security number, we may access your credit file to assist in the prevention of identity theft and to verify your request is accurate and complete. Lastly, not all network “Lenders” will obtain your SSN and each “Lender” has its own requirements, disclosures and consent requirements.

BE AWARE that the Lenders or Realty Firms with whom you are matched may retain or use your Information whether or not you use their services and you should contact these Lenders directly concerning their privacy and information sharing practices which may differ from Get Mortgage Ready. Real Estate Agents, Brokers and Real Estate Companies. If you consent to be matched with a real estate agent, broker or company, we may share your information with real estate agents, brokers or real estate companies on our network. Be aware that the real estate agents, brokers or real estate companies with whom we share your Information may retain or use your Information whether or not you use their services and you should contact these parties directly concerning their privacy and information sharing practices which may differ from ours.

Services Providers. We may share your personal information with our authorized service providers that perform certain services on our behalf including, but not limited to service providers that perform services on our behalf in connection with your request for a loan or the funding, sale and/or servicing of your loan. These third parties include, without limitation credit bureaus, title companies, flood or other insurance companies, appraisal companies, escrow companies, closing agents, marketing and customer services firms, credit card, or entities that provide business analysis or website support. These third parties may have access to your Information needed to perform their functions.

Changes to this Privacy Policy

Getmortgageready.com reserves the right to update and change, from time to time, this Privacy Policy and all documents incorporated by reference. You can find the most recent version of this Privacy Policy at http://www.getmortgageready.com/privacypolicy. If getmortgageready.com changes this Privacy Policy in ways that affect whether and how it uses your personally identifying information, getmortgageready.com will advise you of choices you may have as a result of those changes. Use of the Site after such changes constitutes acceptance of such changes. If you have questions about this Privacy Policy or want to contact us, please use our contact form to get in touch with us. Get Mortgage Ready may change, remove or add a Business in our discretion without notice to you.