Because you have a job, good credit and money set aside, doesn’t mean you will get approved. And if you do, was the approval at favorable rates and payments? Our self-qualification platform is your first step to see where you stand now and what issues you must address before speaking to an agent or lender. Takes less than 10 minutes and it’s 100% FREE.
A 1-point difference in your credit score could cause your rates to increase 1.5%. A hiccup in your work history or a recent deposit into your checking account could cause a denial. Get the answers you need before you put your money at risk.
Think of buying a home as a journey. It doesn’t happen in one day and the path is filled with lots of twists and turns. Trying to navigate this maze on your own is risky and relying on your typical agent or lender for guidance often leads to disappointment.
As soon as you decide to work with us, we assign you a dedicated Advisor Team. They have lots of experience in helping 1st timers through all phases of the process. They provide you with the information you need to successfully close on a home. They are former loan officers, realtors and financial people so they know what it takes to cross the finish line. Call, text or email anytime to get the answers you need, when you need them.
Huh? You are going to come across terminology that may not make a lot of sense, but carries a lot of weight. Our mission is to make sure you understand what happens behind the scenes so you can make better informed decisions.
For example, should you opt for a higher interest rate in order to get a lender credit – which lowers the amount of cash you need to close? There are several strategic moves you can make to lower your payments, get money towards closings costs and avoid issues. Remember, we are on your side and will represent your interests. That’s what we do!
At Get Mortgage Ready, we know buying your first home is exciting, nerve wracking, awesome and scary. We work hard to do everything we can to put your mind to ease. We often say, you are not allowed to worry unless we tell you it’s time to worry. We want you to enjoy the process but be educated along the way.
If at any time you feel you need more guidance or we haven’t done enough, please let us know. We will do what we can to make it right. We have the same goal as you…get you into your first home. We love closing day when you are handed the keys to your new home!
Leave the worrying to us!